This image is part of a series that was created for an open textbook, Fundamentals of Business, 4e. The textbook will be available Fall 2022 at https://vtechworks.lib.vt.edu/.

Preferred citation:

Kindred Grey (2022). "How to build good credit as a student." CC BY 4.0.

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Alternative text:

A graphic of a vertical ten step list. From 1 to 10 the steps are: 1) Become an authorized user on your parents’ account. 2) Obtain your own credit card. 3) Get the right card for you. 4) Use the credit card for occasional, small purchases. 5) Avoid big-ticket buys, except in case of emergency. 6) Pay off your balance each month. 7) Pay all your other bills on time. 8) Don’t cosign for your friends. 9) Do not apply for several credit cards at one time. 10) Use student loans for educational expenses only, and pay on time.

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